Accident Insurance
Accidents may happen anytime, anywhere, and they are often followed by bills. Even with good insurance, there are still out-of-pocket costs. Unum provides affordable insurance to help pay for the out-of-pocket expenses that may arise. The benefit is paid directly to you to use as you see fit. This coverage protects you, your spouse and your dependent child(ren) from the unexpected costs of an accident.
Accident Certificate of Coverage
Critical Illness Insurance
The unexpected may happen, and critical illness can be expensive. Critical illness insurance is a cost-effective way to protect against the financial strain of a serious illness. The policy pays a lump sum benefit directly to you, as a result of being diagnosed with a covered illness or medical condition. Coverage is available to you, your spouse and your dependent child(ren). The covered illnesses/conditions are based on the group, or “module” they fall into.
Critical Illness Certificate of Coverage
Hospital Insurance
Hospital insurance helps covered associates and their families cope with the financial impacts of a hospitalization. You can receive benefits when you are admitted to the hospital for a covered accident, illness or childbirth. The money is paid directly to you. The money can also help you pay the out-of-pocket expenses your medical plan may not cover, such as coinsurance, copays and deductibles.
Are you prepared for the cost of a hospital stay?